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Loans for Home Renovation: Do or Don’t?

Many homeowners that need to complete a home renovation debate taking out a loan or using their savings to cover renovation expenses. Two popular options for those not wanting to tap into their savings are a home equity loan or a home equity line of credit (HELOC). What’s the difference? A home equity loan is […]

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How Long Does a Late Payment Stay on Your Credit?

Ever made a late payment on a bill? Maybe forgot about your credit card bill? Or have you ever been a few weeks late on your car note when money got tight? Are you looking now at a big purchase that’s going to require credit and you’re wondering how that late payment is going to […]

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New Housing Market Predictions Paint Rosy 2013

The recovery is alive and well, and is painting some good  housing market predictions for spring 2013. This change is the result of a number of factors, which the Equifax Finance Blog explains in the new article, “ One Million Homeowners Are Back in the Black.” The 20 percent less inventory than the same time […]

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Carolina Real Estate Agents Can Attend Specialized Training Course for Distressed Homeowners

The Charfen Institute is offering a Certified Distressed Property Designation course to provide agents the perfect tools, processes and education to help distressed homeowners avoid foreclosure. Due to a high demand for property education courses, North and South Carolina local area REALTOR® Associations will offer industry-leading Real Estate Short Sale courses. The North Carolina Association […]

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New Strategies for Carolina Real Estate Investors

Before the housing market crashed, it seemed like real estate investors could just buy a home, fix it up a little, then flip it for a nice profit. The demand for homes was high, and the amount of loans being given out was even higher. This cycle was enhanced by the large amount of people […]