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	<title>Carolina Real Estate Forum &#187; Homebuyer Incentives</title>
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	<description>new homes, communities and real estate blog in North Carolina and South Carolina</description>
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		<title>Check Your Facts about Foreclosure with Equifax</title>
		<link>http://www.carolinarealestateforum.com/check-your-facts-about-foreclosure-with-equifax-626/</link>
		<comments>http://www.carolinarealestateforum.com/check-your-facts-about-foreclosure-with-equifax-626/#comments</comments>
		<pubDate>Fri, 04 May 2012 18:24:30 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Home Maintenance]]></category>
		<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[equifax finance blog]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[Making Home Affordable (MHA) programs]]></category>
		<category><![CDATA[managing money]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=626</guid>
		<description><![CDATA[Mortgage foreclosure scams are up to nearly 60 percent this year and are still growing, according to the Homeownership Preservation Foundation (HPF), an independent national nonprofit which rescues homeowners from foreclosures. However, not every program out there is a scam waiting to happen. Ilyce Glink, real estate expert for Equifax, shares a list of helpful, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Avoid the Ghost of Taxes Past by Filing on Time</title>
		<link>http://www.carolinarealestateforum.com/avoid-the-ghost-of-taxes-past-by-filing-on-time-585/</link>
		<comments>http://www.carolinarealestateforum.com/avoid-the-ghost-of-taxes-past-by-filing-on-time-585/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 16:46:22 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[equifax personal finance blog]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=585</guid>
		<description><![CDATA[While we all want to keep as much of our own money as we can, deferring taxes is a costly mistake. The cost of deferring payment is explored by Eva Rosenberg on the Equifax Personal Finance Blog in the article, “Filing Taxes: Pitfalls of Procrastination.” The article is half tax tips and half horror stories [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A First Time Guide to Your Credit Report</title>
		<link>http://www.carolinarealestateforum.com/a-first-time-guide-to-your-credit-report-578/</link>
		<comments>http://www.carolinarealestateforum.com/a-first-time-guide-to-your-credit-report-578/#comments</comments>
		<pubDate>Fri, 02 Mar 2012 22:37:42 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[equifax personal finance blog]]></category>
		<category><![CDATA[pay off debt]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=578</guid>
		<description><![CDATA[If you are new to borrowing or are trying to repair your credit, it is important to know your way around your annual credit report. Diane Moogalian has some great information about how to decipher your credit report in her Equifax Finance Blog article, “Building a Strong Credit Report from the Beginning.”
Regardless of which credit [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Free Trip to the Lake to Enjoy Outdoor Activities</title>
		<link>http://www.carolinarealestateforum.com/free-trip-to-the-lake-to-enjoy-outdoor-activities-548/</link>
		<comments>http://www.carolinarealestateforum.com/free-trip-to-the-lake-to-enjoy-outdoor-activities-548/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 19:12:31 +0000</pubDate>
		<dc:creator>Melissa</dc:creator>
				<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[North Carolina]]></category>
		<category><![CDATA[Lake living]]></category>
		<category><![CDATA[outdoor living]]></category>
		<category><![CDATA[The Village at Reflection Lake Nantahala]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=548</guid>
		<description><![CDATA[
Does the crisp, fall air make you want to get outdoors? The Village at Reflection Lake Nantahala, an exclusive lake and mountain view community, is offering a free day at the lake until September 30. So, grab your fishing poles and hiking boots and travel to Topton, North Carolina! Potential buyers will be treated to [...]]]></description>
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		<title>Last Chance to Spend a Free Day at the Lake</title>
		<link>http://www.carolinarealestateforum.com/last-chance-to-spend-a-free-day-at-the-lake-545/</link>
		<comments>http://www.carolinarealestateforum.com/last-chance-to-spend-a-free-day-at-the-lake-545/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 19:21:00 +0000</pubDate>
		<dc:creator>Melissa</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[North Carolina]]></category>
		<category><![CDATA[Lake living]]></category>
		<category><![CDATA[New homes in North Carolina]]></category>
		<category><![CDATA[The Village at Reflection Lake Nantahala]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=545</guid>
		<description><![CDATA[
Travel to the mountains in Topton, North Carolina and escape to the lake. The Village at Reflection Lake Nantahala is offering a Day at the Lake promotion. Hurry, you only have until the end of this month to enjoy:
-Lunch at the Lakes End Diner 
-A $25 gas card
-A pontoon boat tour of the pristine Lake [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Exclusive Lake and Mountain View Living in North Carolina</title>
		<link>http://www.carolinarealestateforum.com/exclusive-lake-and-mountain-view-living-in-north-carolina-529/</link>
		<comments>http://www.carolinarealestateforum.com/exclusive-lake-and-mountain-view-living-in-north-carolina-529/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 16:14:37 +0000</pubDate>
		<dc:creator>Melissa</dc:creator>
				<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[New Home News]]></category>
		<category><![CDATA[North Carolina]]></category>
		<category><![CDATA[North Carolina real estate]]></category>
		<category><![CDATA[The Village at Reflection Lake Nantahala]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=529</guid>
		<description><![CDATA[Enjoy the amazing view of the mountains and lake at The Village at Reflection Lake Nantahala. Construction is underway on the first home, and there are now only 11 opportunities left to buy your dream home!
Reflection offers customizable cabins in a private gated community with upscale amenities, all priced from $94,900 to $129,900. Plus, the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>The Home Buyer Tax Credit for my new home was denied! What now?!</title>
		<link>http://www.carolinarealestateforum.com/the-home-buyer-tax-credit-for-my-new-home-was-denied-what-now-338/</link>
		<comments>http://www.carolinarealestateforum.com/the-home-buyer-tax-credit-for-my-new-home-was-denied-what-now-338/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 01:31:50 +0000</pubDate>
		<dc:creator>Carol Flammer</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[New Home News]]></category>
		<category><![CDATA[equifax home finance blog]]></category>
		<category><![CDATA[equifax personal finance blog]]></category>
		<category><![CDATA[homebuyer tax credit]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=338</guid>
		<description><![CDATA[With an estimated 1.8 million homebuyer tax credit forms filed with 2009 taxes, the IRS has been given the extraordinary task of correctly processing the extra paperwork. There are limitations on filing these credit forms electronically, and each application should be accompanied by specific documentation. The physical mounds of paper probably threatens to overtake the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State Program Helps Avoid Foreclosures</title>
		<link>http://www.carolinarealestateforum.com/state-run-program-helps-avoid-foreclosures-237/</link>
		<comments>http://www.carolinarealestateforum.com/state-run-program-helps-avoid-foreclosures-237/#comments</comments>
		<pubDate>Thu, 06 May 2010 01:42:05 +0000</pubDate>
		<dc:creator>staff</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[New Home News]]></category>
		<category><![CDATA[foreclosure filings]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[help with foreclosures]]></category>
		<category><![CDATA[North Carolina budget deficit]]></category>
		<category><![CDATA[SHFPP]]></category>

		<guid isPermaLink="false">http://www.carolinarealestateforum.com/?p=237</guid>
		<description><![CDATA[Even with foreclosure rates increasing 14% in 2009, North Carolina still ranks one of the lowest for foreclosures nationwide.   With help from a government run program that focuses on counseling and legal-service agencies, the state was able to avoid $183.6 million in investor losses and $43.6 in value declines last year.
The State Home Foreclosure Prevention Act [...]]]></description>
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		<slash:comments>0</slash:comments>
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