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Starkey Mortgage Explores the Benefits of Private Mortgage Insurance

While borrowers never want to part with more money, there is one overriding benefit of Private Mortgage Insurance (PMI). Borrowers with less than a 20 percent down payment for a conventional mortgage loan or those who do not meet the income requirements have an opportunity to be a homeowner by paying for private mortgage insurance. […]

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Essential Information about the Appraisal Process

Since the 2008 housing crisis, current 30 year mortgage rates are still below average according to Freddie Mac and as a result, many homeowners may save thousands of dollars per year when buying a new home. And while the housing upturn has left buyers hopeful, the National Association of Home Builders (NAHB) explained in an […]

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Why Mortgage Credit Insurance Isn’t the Best for Your Carolina Real Estate

With continuing news of the foreclosure crisis in the U.S., many (city) homeowners are looking for ways to protect their homes and families if they should lose their jobs, become disabled or pass away. Mortgage credit insurance ads are tempting – the product promises to take care of your mortgage in the case of family […]